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This comprehensive publication provides practitioners in the area of life, health, and disability insurance with a national survey of each of the fifty states, the District of Columbia, and the federal circuits regarding misrepresentations in applications as well as the applicable case law interpreting relevant statutes.

War messes with us, makes us do things we wouldn't normally contemplate." As war encroaches on the idyllic young life of Ali Conroy in the lush and undulating countryside of Northern England, she and her childhood love are swept to opposite ends of the earth - to the unrelenting and bloody battlefields of World War Two and the barren and windblown plains of North East Montana. Based on a true story from the years surrounding one of our most ...

Susie wants to be a detective. She is going to have a mystery game for her birthday, but when she citizen arrests the local boatman, her parents decide that her obsession with crime is not nice. They cancel her mystery party and arrange a boring picnic on Bluebell Island instead. Can Susie still find a way to make this the best party ever, or will she be embarrassed in front of all her friends?

Susie wants to be a detective. She is going to have a mystery game for her birthday, but when she citizen arrests the local boatman, her parents decide that her obsession with crime is not nice. They cancel her mystery party and arrange a boring picnic on Bluebell Island instead. Can Susie still find a way to make this the best party ever, or will she be embarrassed in front of all her friends?

A family of mice live, on a dark island. Their neighbor is a deceptive snake called Cuthbert. When a candle washes up on their shore, the mice have to choose if they will believe Cuthbert's old lies or accept a new future full of light

Henry Bogwasher has a secret! He's building a hot-air balloon with his friends to compete in the annual charity race. But can he win against the local bully, Oswald Orrid, and his super-duper store brought pirate-ship balloon?

Henry Bogwasher has a secret! He's building a hot-air balloon with his friends to compete in the annual charity race. But can he win against the local bully, Oswald Orrid, and his super-duper store brought pirate-ship balloon?

Diana has a problem! Pet day is coming to school and she needs a super, awesome animal to win. She asks her mum if she can have a pony. "Certainly not, " says Mum. "We haven't enough grass on the lawn!" Then she asks her dad if she can get a goat. "Certainly not!" says Dad. "A goat would eat all the washing on the line!" Things are looking glum until Diana and her brother find some very large, extremely odd-looking eggs at the edge of the lake...

Diana has a problem! Pet day is coming to school and she needs a super, awesome animal to win. She asks her mum if she can have a pony. "Certainly not, " says Mum. "We haven't enough grass on the lawn!" Then she asks her dad if she can get a goat. "Certainly not!" says Dad. "A goat would eat all the washing on the line!" Things are looking glum until Diana and her brother find some very large, extremely odd-looking eggs at the edge of the lake...

This charming fable about a caterpillar adopted by a family of slugs teaches us that we are all different and special in our own way. A helpful resource for parents dealing with late bloomers.

A family of mice live, on a dark island. Their neighbor is a deceptive snake called Cuthbert. When a candle washes up on their shore, the mice have to choose if they will believe Cuthbert's old lies or accept a new future full of light

Another delightful book in R.M Hamilton's unique style. Whimsical mice depict the good wife of Proverbs 31 in illustrated rhyme. A wonderful teaching tool for children or a lovely gift for young women or even a new bride.

This charming fable about a caterpillar adopted by a family of slugs teaches us that we are all different and special in our own way. A helpful resource for parents dealing with late bloomers.

Lilly and Violet are sisters and best friends. They do everything together until Violet gets a boyfriend. So Lilly decides to make things go back to the way they were. A charming tale about handling change. Ages 8 to 12

Lilly and Violet are sisters and best friends. They do everything together until Violet gets a boyfriend. So Lilly decides to make things go back to the way they were. A charming tale about handling change. Ages 8 to 12

Another delightful book in R.M Hamilton's unique style. Whimsical mice depict the good wife of Proverbs 31 in illustrated rhyme. A wonderful teaching tool for children or a lovely gift for young women or even a new bride.

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This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.This w...

From Bedpans to Boardrooms is intended to take you from tears to belly laughs as you experience some snafus in family life and health care that the average person would never believe. The story is inspirational in the sense that it could be everyone's story.

The presence of brush in rangeland environments is a high-priority issue among landowners. Here, leading range management professionals introduce and explain not only the mechanisms of managing brush but also the changes in management philosophy and technology that have taken place over time.