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The effects of technology on the financial sector are examined in this second in a series of annual volumes on the financial services industry. The papers in this volume, as well as brief comments on the papers, are written by leading financial experts from the corporate, government, and academic communities.

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Adopting a simple education reform to restore civil discourse and transform American societyIn this era of extreme political polarization, it's tempting to believe nothing can be done to heal a nation that is so obviously divided and led by dysfunctional politicians.But there is a relatively simple and powerful way to begin the healing, and at the same time prepare the next generations of leaders for the rigorous demands of a constantly changi...

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As recently as thirty years ago, Americans lived in a financial world that today seems distant. Investment and borrowing choices were meager: virtually all transactions were conducted in cash or by check. The financial services industry was heavily regulated, as an outgrowth of the Depression, while an elaborate safety net was constructed to prevent a repeat of that dismal episode in American history. Today, consumers and businesses have a diz...

A Brookings Institution Press Internet Policy Institute publication In just a few years, the Internet has had a visible impact on the daily lives of many Americans. But the recent demise of many of the "dot coms" that symbolized the Internet revolution has raised warning flags about its future. Until now, discussion of the impact of the Internet on the economy has been mostly speculation. In Beyond the Dot.coms, two of the nation's most resp...

Brings together economists and experts in liability law and the insurance industry to formulate sound public policy. Led by Robert Litan and Clifford Winston, the contributors describe the major changes that have contributed to the insurance crunch and set forth a methodological framework for evaluating the debate over the current liability system.

Based on input from the worlds most prominent capital market experts and leading policymakers in developing countries, this volume represents the latest thinking in capital market development.

The twenty-first-century telecommunications landscape is radically different from the one that prevailed as recently as the last decade of the twentieth century. Robert Litan and Hal Singer argue that given the speed of innovation in this sector, the Federal Communications Commission's outdated policies and rules are inhibiting investment in the telecom industry, specifically in fast broadband networks.

This volume contains detailed analyses of how the Internet revolution could bring economic benefitsprimarily improved productivity and higher qualityin the eight sectors of the U.S. economy that collectively account for over 70 percent of the Gross Domestic Product (GDP): automobile manufacturing and sales, non-auto manufacturing, higher education and private-sector training, financial services, government, health care, retailing, and trucking.

Describes changes in the financial services industry, discusses the advantages and risks of expanding bank powers, and suggests guidelines for balancing the benefits of competition and public service.

In this book, Robert E. Litan examines how the financial system and the government's regulatory role are changing and outlines the move away from banks and thrifts to pension funds, finance companies, and mutual funds.

The extensive reforms and liberalization of financial services in emerging markets worldwide call for cutting-edge strategies to capture the benefits of new investment opportunities. In "Open Doors" multidisciplinary financial sector experts analyze current economic and political trends and prescribe practical advice to the financial development community.

This book examines issues of industry regulation policy and how it will be affected by digital technology and the rise of e-commerce. It draws on a spring 1997 conference sponsored by the Brookings Institution and the Cato Institute where leading experts in various fields related to information technology presented their views.

In just a few years, the Internet has had a visible impact on the daily lives of many Americans. But the recent demise of many of the "dot coms" that symbolized the Internet revolution has raised warning flags about its future.

As recently as thirty years ago, Americans lived in a financial world that today seems distant. Investment and borrowing choices were meager: virtually all transactions were conducted in cash or by check.