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This book is an introduction to financial mathematics. It is intended for graduate students in mathematics and for researchers working in academia and industry. The focus on stochastic models in discrete time has two immediate benefits. First, the probabilistic machinery is simpler, and one can discuss right away some of the key problems in the theory of pricing and hedging of financial derivatives. Second, the paradigm of a complete financial...

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A new method of healing from the arguably the oldest medicine on Earth.

Angelic intervention in the life of an adolescent boy struggling with who he is and what he thinks he should be. A visitation by angels portends trials soon to come. An insightful pet Corgi makes wry comments on his master's thoughts and actiions.

A primer and indispensable guide on the nuts-and-bolts of residential mortgage lending. Over 150 critical terms are explained (from Annual Percentage Rate to Yield Spread Premium), mortgage calculations are provided, the steps of the home purchase and the essentials of refinancing are discussed, the standard loan products are defined, credit interpretation and valuable appraisal information is also included, and not a few hard-to-find industry...

There are thousands of Godly young people who want to get married, are ready to get married, and should be married... indeed should have been married long ago... who are not married. Their church, their friends, and their families have all prepared them for marriage, for early marriage, for early, fruitful marriage... and they are not married. There is no persecution, no law, there are no physical infirmities that prevent them from being marri...

Law enforcement is a dangerous profession, but the truth remains more officers kill themselves than are killed in the line-of-duty. A failure to acknowledge this silent killer causes valuable governmental funding to be lost in the form of training and education, and numerous officers to take their own lives before help is available. Study results hope to produce a mindset in which shame and anger no longer produce a shield for this deadly topi...

The story revolves around the battle between The Ubebe's, rulers of the peaceful DeCarthian Warlocks, and The Infinites, the vicariously sadistic Arganian Mummies wanting control of everything. These royal families have been fighting over the past centuries on a planet called Daifinburg. The son of a warlock king goes missing leaving Capt. Halle Spitfire, Xinx Beaumar, and Acen Windsor to team up with some unlikely allies for a perilous advent...

The story of one man's struggle with post traumatic stress long after his military days ended.

."Our Pirate War" is a concise history of the first foreign war of the United States. The first five U.S. presidents all were challenged by attacks by North African Barbary pirate states from the end of the Revolutionary War until 1815. But Thomas Jefferson dealt with this most often as an American diplomat in Europe, as Secretary of State in the first administration of President George Washington, and as the third President. Jefferson expa...