Whether the golden years of retirement are close at hand or yet over the far horizon, it's never too early ortoo late to begin Charting a Course to the Retirement of Your Dreams. We all imagine the day when we willhave the financial flexibility and the freedom to pursue our favorite activities, and the steps we can take today tohelp shape that future.It is our desire this book helps make you more confident and hopeful in your future by giving you the best toolsand principles we have seen our clients put into practice over our many years of being successful financial advisors. Together, we will tackle challenges, assess financial health, and help you answer the difficult questions of life so you can better navigate your own successful journey to retirement.