This book studies the evolution in human thought, action, and behavior as aresult of the 2008 fi nancial crisis and the Covid-19 crisis. Through the presentationand analysis of data, as recorded for at least a decade, and using the Greekeconomy as a case study, the authors examine the changes in social and humancapital, increasingly risk-averse behavior, and changes in people's general psycheand economic action in Greek society and economy.