Excerpt from History Banking in Scotland

IN presenting a reprint of this work, the writer desires to acknowledge the appreciative spirit in which the first edition was received. He has endeavoured to give effect to the kindly criticism which was evoked, and to supply to some extent what was lacking in the first essay. It has been a great pleasure to him to find that what was a labour of love has been of service to the students, and of occasional interest to the older members of the banking profession. If the present emendation prove as helpful as he is assured the original effort has proved, he will be abundantly satisfied.

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