Ellis has a dream, and one day she'll make it come true. She'll buy Serendipity, the gift shop she's been selling her crafts at for years, quit her day job as an admin, make tons of money, then someday retire and travel the world. It was a wonderful dream until Flynn Molloy came along and ruined it.

Flynn had had his eye on his uncle's boat since he was a kid, and planned to buy it from him one day, then sail it around the world, proving to himself and his father that he could do it. When his plan falls through, he revises it, buying a gift shop, Serendipity, instead, since he knows it is another way for him to fulfill his dream. Then he meets Ellis Chevry, and his carefully laid plans fall apart.