This report demonstrates the urgent need to re-evaluate our understanding of both poverty and home ownership. Drawing on data from the Joseph Rowntree Foundation's Poverty and Social Exclusion Survey of Britain, it presents a detailed picture of the realities of home ownership at the margins and provides evidence in support of the need for radical changes in policy towards sustainable home ownership. The report's findings are important reading for housing and social policy academics and analysts, and policy makers working at the interface of housing and social security policy. Mortgage lenders will also find the report valuable reading, as will anyone interested in housing and poverty.