A swap is a exchange of two comparable things. When goods or services are excahnged in the marketplace, the principle of equity or fairness is expected to be applied to support the transaction for the mutal benefit of the parties. However, if such an exchange leads to a fall in value of one's assets, then that deal is be deemed is rip-off and thus unworthy of consideration. It then becomes an "ungodly swap". In our daily transactions, we must have our eyes trained and anoinnted with the salve of discernment to protect our assets, interests and heritage. We must always strive to get the best out of every deal without taking advantage of the other party or without being taken advantage of by the other party, at least from the Christian perspective.This book aims to equip believers in Jesus Christ to navigate through the rough waters of the daily transactions of life unscathed and to achieve God's purposes and assignnments for their lives.