A four part novel set in Clifton Buildings, Carter Lane near St Paul's cathedral. The landlord is a miserly and deliberately cruel money lender called, Mr Scrooge.
Mr and Mrs Percy Radcliffe are an impoverished, newly married couple struggling to run a funeral business in 1843. Their descendants run the same business in 1892, and during the December blitz of 1940 as well. And finally there are eight people living their solitary lives in 2009 in converted flats.
On their Christmas days, over the centuries, what have these people in common? Is their good fortune because they happen to live in the same house, or is there a more spiritual and indefinable reason? Have their Christmas experiences anything to do with what happened to the old money lender
one Christmas morning all those years ago?