Excerpt from The North American Review, 1913, Vol. 198

I wish to present some observations which may have a useful application in the course of this process.

There are two separate processes going on among the civilized nations at the present time. One is an assault by Socialism against the individualism which underlies the social system of Western civilization. The other is an as sault against. Existing institutions upon the ground that they do not adequately protect and develop the existing social order. It is of this latter process in our own country that I wish to speak, and I assume an agreement, that the right of individual liberty and the inseparable right of private property which lie at the foundation of our modern civiliza tion ought to be maintained.

The conditions of life in America have changed very much since the Constitution of the United States was adopted. In 1787 each State entering into the Federal Union had preserved the separate organic life of the original colony. Each had its center of social and business and political life. Each was separated from the others by the barriers of slow and difficult communication. In a vast territory, without railroads or steamships or telegraph or telephone, each com munity lived within itself.

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