While excavating a vacant lot in Lower Manhattan, workers unearth a 300-year-old skeleton and some coins that might be part of a pirate treasure. The discovery halts the construction of a skyscraper, drawing the ire of corrupt politicians, greedy developers, and the mafia. It also attracts the attention of a mysterious young woman who claims to be a descendant of a famous pirate... a woman who is willing to do whatever it takes to get her hands on the treasure.